Specialist Advice

Solicitor:

Your solicitor is the most important partner (even more so than your mortgage broker!) in the purchase of a property. The legal advice on the land itself, the purchase process, and the mortgage/loan documentation can be invaluable.

The total cost of a purchase (transferring your name/s onto the title, and registration of the mortgage from the Lender) should be approx. $1000 – $1,300 incl. GST and disbursements (such as search and registration fees). The cost may increase if there is additional time spent on the title, or other issues relating to the property type or ownership entity (e.g. Family Trust). Please note: your solicitor is also instructed by the Lender. All documentation for the Home Loan and mortgages will be sent to your solicitor who will become the central “clearing house” for the mortgage advance and the balance of the purchase price. Your solicitor will then guide you through the Loan Documentation at a meeting a few days prior to settlement.

Insurance Advice

Lenders will require insurance cover on the property as part of their security. Confirmation of this cover will need to be provided to your Solicitor prior to settlement. I will be providing you with advice on your life insurance needs as part of the comprehensive service provided.

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  • More about Finlay Abbot Mortgage Broker

    I am a Registered Financial Adviser & Wellington Mortgage Broker who specialises in advice on residential property finance and personal insurance to home owners and property investors.

    My core focus is to continuously act in your best interests by providing top quality financial advice and service and become your long term financial adviser for mortgages and insurance.

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  • Testimonials

    Finlay’s contribution to my wife and I being able to build the family home we wanted for our family cannot be underestimated. His involvement meant that finances were simply not a worry. Finlay gives me great confidence that I have the best deal available and that I will continue to get the best deal available as the mortgage market changes over time. Rob O’Brien – Solicitor

    Finlay has been the financial cornerstone of my business for many years now. Without his knowledge and experience the capacity to grow my business would have been made considerably more difficult. He has always provided outstanding financial service to me and anyone who I have recommended him to. I hold his advice in the highest regard and look forward to working with him as my business continues to grow. Conwae Langford, Director – Bluekey Properties Ltd

    To view other testimonials from 1st home buyers, investors and general comments, please click here
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