Funding Structure

Every Property Investor will have a loan structure developed which is appropriate to his/her specific needs and financial aspirations.

We will spend time examining the following typical issues :

  • Business debt (Good?) versus Personal debt (Bad?)
  • The security available and the best use of security over time
  • The rate at which you can retire personal debt
  • Do you want to preserve the tax benefits provided by Interest Only Business debt and for what period?
  • Management of your Interest Rate Risk
  • The selection of appropriate Lenders and their changing loan criteria
  • The type of entity you will use to own your investment property business and your home
  • Your source of personal income and its continued reliability
  • Your overall investment property strategy and business plan
  • Continual review of your funding over time.

Final Notes:

Successful Property Investment is a proven method of sustained wealth creation. It takes a lot of hard work and the adoption of a Business Mind Set. I look forward to working with you and becoming part of your Business Team.

  • More about Finlay Abbot Mortgage Broker

    I am a Registered Financial Adviser & Wellington Mortgage Broker who specialises in advice on residential property finance and personal insurance to home owners and property investors.

    My core focus is to continuously act in your best interests by providing top quality financial advice and service and become your long term financial adviser for mortgages and insurance.

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  • Testimonials

    Finlay’s contribution to my wife and I being able to build the family home we wanted for our family cannot be underestimated. His involvement meant that finances were simply not a worry. Finlay gives me great confidence that I have the best deal available and that I will continue to get the best deal available as the mortgage market changes over time. Rob O’Brien – Solicitor

    Finlay has been the financial cornerstone of my business for many years now. Without his knowledge and experience the capacity to grow my business would have been made considerably more difficult. He has always provided outstanding financial service to me and anyone who I have recommended him to. I hold his advice in the highest regard and look forward to working with him as my business continues to grow. Conwae Langford, Director – Bluekey Properties Ltd

    To view other testimonials from 1st home buyers, investors and general comments, please click here
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